Text-To-Pay Mobile Payment Platform for Restaurants and Retail

Eliminate the need to take payment info over the phone and cut back on fraud with CardFree Text-To-Pay.

Integrated Mobile Payments via SMS

  • Give your guests a safe and convenient way to pay for orders placed over the phone.
  • CardFree’s PCI Level 1 compliant payment processing helps mitigate fraud and chargeback disputes typically seen with phone orders.
  • Text-To-Pay integrates with your POS and loyalty program, with no new hardware or application required.
CardFree Text-To-Pay for restaurants and retail

The Text-To-Pay Experience

CardFree Text-To-Pay UI


  • Staff simply punch in the guest’s phone number directly from the POS or through our dashboard to text the guest a link to their bill.
  • The customer receives a text with a link to initiate payment via Apple Pay, Google Pay, or card.
  • Complete the payment and go!
CardFree Text-To-Pay

Curbside Pickup

  • When picking up an order, the customer taps ‘I’m here’ to check-in with the restaurant once they arrive on-site.
  • The customer is then prompted to enter their vehicle details.
  • A staff member brings the customer’s order to the correct car.

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Contact CardFree for more info on mobile ordering and payment


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What is Text-To-Pay and how does it work?

Text-To-Pay allows customers to pay for their purchases via a text message link, eliminating the need for sharing payment information over the phone.

Is there a limit to the amount that can be paid through text-to-pay?

Limits can vary based on the provider, but typically, Text-To-Pay can accommodate a wide range of transaction sizes to suit different purchase types.

Can Text-To-Pay integrate with my current POS system?

CardFree Text-To-Pay is designed to integrate seamlessly with nearly all leading POS systems, enhancing operational efficiency. Click here to view our list of integrations.

What happens if a customer doesn’t complete a payment through Text-To-Pay?

Businesses can set up reminders for incomplete payments, or reach out to customers directly to ensure the transaction is completed securely.

Can Text-To-Pay be used for any type of purchase?

Yes, Text-To-Pay can be used for a wide range of purchases, making it a versatile payment option for restaurants, retail stores, and other businesses.